How Does OutflowGuard Compare to Doing Nothing?

Many businesses assume they won't be targeted, or that Xero's basic features are enough. Here's what you're risking.

Without OutflowGuard

Detection

• Rely on catching fraudulent emails manually

• Xero notification easily lost in inbox noise

• May not notice until supplier complains about non-payment

Verification

• No structured process for confirming changes

• One person might verify, or might skip it when busy

• No record of whether verification actually happened

Accountability

• Single point of failure—one person misses it, fraud succeeds

• No proof of due diligence for insurance or legal claims

• No audit trail for compliance requirements

Recovery

• Harder to prove you took reasonable precautions

• May weaken position with bank or insurer

• Could face liability questions

With OutflowGuard

Detection

• Automated monitoring every minute

• Multi-channel alerts (Slack, Teams, Email)

• Visual dashboard—nothing gets lost

Verification

• Structured workflow ensures every change is reviewed

• Optional dual-approval prevents single-person errors

• All verification methods logged

Accountability

• Complete audit trail exportable anytime

• Demonstrates compliance with emerging fraud regulations

• Proof of due diligence for insurers and auditors

Recovery

• Documented process strengthens recovery claims

• Scams Prevention Framework compliance support